In order to further strengthen the compliance management of RMB unit settlement accounts and actively prevent the risk of supervision and punishment, ICBC Huaibei Branch seriously carried out rectification and implementation of issues such as suspected violations of issuance, use, and failure to clear licenses in a timely manner based on the results of off-site monitoring and analysis of the head office and provincial banks. And risk investigations.
The operation and management department of the city bank issued the list of problem accounts to various business outlets in time, and made specific requirements for the implementation of rectification. The first is to actively contact customers and take corresponding measures according to the actual investigation of accounts opened or used in violation of regulations. Measures such as changing account information, attributes, account migration, reopening of temporary deposit accounts due to reopen, and other rectifications. Unit customer accounts whose business licenses have been cancelled (or revoked) shall be rectified in accordance with relevant investigations in accordance with relevant investigations; for long-term fixed accounts with remaining balances, after being confirmed by the marketing department as invalid accounts, the accounts will not be transferred The funds are transferred to the Jiuhang uncollected account and the account balance is processed for cancellation. The second is to verify the consistency of account information. During the process of cleaning and rectification, verify that the actual use of the account is consistent with the attributes recorded in the current host system and the PBC account system. If there is any inconsistency, check and analyze the cause for rectification. The third is to strengthen communication. In the process of clearing up, we must do a good job of explaining and communicating with our customers to obtain their understanding and support. At the same time, we need to coordinate and cooperate with departments to do a good job of clearing up and rectifying various non-compliant accounts.