On the morning of January 15th, the 2020 Private Banking Inclusive Special Bank-Enterprise Matchmaking Meeting of the “100 Banks and Ten Thousand Enterprises and ICBC Inclusive Bank” ICBC Huaibei Branch was held in the conference room on the third floor of the ICBC Huaibei Branch. At the meeting, the presidents of eight sub-branches and 60 participating enterprises signed an agreement of intent for private inclusive financing services of 216 million yuan.
ICBC Huaibei Branch has always adhered to the business positioning of “a bank near you and a trusted bank”, with the mission of supporting the local real economy and serving the development of private inclusive small and micro enterprises, and has made solid progress in inclusive finance with remarkable results. At the end of 2019, the growth rate of Huaibei ICBC's private enterprise loans was 25.68 percentage points higher than that of various loans; the growth rate of inclusive small and micro loans was 40.93 percentage points higher than the average growth rate of various loans, and the number of inclusive loans increased more than the beginning of the year. For 345 households, the weighted average interest rate of inclusive loans decreased by 0.32 percentage points from the beginning of the year, and the city's low level of non-performing loans continued to maintain a low level. "aims.
In the development of financial services private inclusive development, the branches have more prominently applied innovative products. The proportion of private inclusive credit loans has increased significantly. Online financing has increased rapidly. The repayment of loans without repayment has been advanced in an orderly manner. , Slow financing, expensive financing issues. In addition to loan support, we actively provide enterprises with comprehensive financial services such as payroll, settlement and wealth management, electronic banking, and cash management.
In 2020, the branch will continue to fulfill its social responsibilities, continue to increase the strength of private inclusive financial services, continue to strengthen the innovation of private inclusive financial services, continue to increase the availability of private inclusive credit, and continue to promote the increase and expansion of private inclusive loans. Together with the majority of enterprises, we will build a "circle of friends" with like-mindedness, mutual benefit and reciprocity, and vitality, and help Huaibei accelerate financial development, transform and develop, and innovate and make further achievements.
Correspondent Mi Hengxin