Since this year, Huaibei City of Anhui Province has adhered to the party building as the guide and the rural financial reform and development as the driving force, actively make full use of the city's financial resources, innovate the "123" working method of Party building leading the construction of credit villages with one orientation, two throughout and three mechanisms, and explore a new way to promote rural economic development, promote grassroots governance and help rural revitalization.
In order to better integrate into the economic and social development, the city pays attention to the layout and top-level design. The Secretary of the municipal Party committee proposed that "the party building should lead the construction of credit villages in the overall situation of social governance at the grass-roots level and the construction of the city's social credit system". He has presided over and held special studies on the Standing Committee of the municipal Party Committee for many times, and has gone deep into the grassroots for more than 20 times. In August 2019, on the basis of several rounds of soliciting opinions and expert argumentation, the Organization Department of the municipal Party committee, the municipal banking and insurance regulatory branch, and the Municipal Local Financial Supervision Bureau jointly issued the work plan on carrying out party building leading the construction of credit villages, detailing 9 implementation steps, clarifying the work responsibilities of municipal, county and town departments, and effectively strengthening the system guarantee.
In order to promote the implementation of the plan in detail, the city seized the opportunity of "national social credit system construction demonstration city", and built a working mechanism with the leadership of municipal Party committee and municipal government, the general manager of organization departments, and the close cooperation of relevant departments and financial institutions. On the basis of doing a good job in provincial pilot projects, the city started gradually and gradually. Up to now, 85% of the towns in the city have carried out party building leading the construction of credit villages, with a total credit of 90 million yuan and a credit of 7.345 million yuan.
The city insists on leading Party building throughout the construction of credit villages, and grassroots party organizations at all levels and the broad masses of Party members are always in the front. The party organizations and Party members of the villages and towns took advantage of their geographical and social advantages to publicize relevant policies by taking advantage of their social and geographical advantages, and took the initiative to lead the staff of agricultural banks to screen and collect farmers' credit information. At the same time, a credit rating evaluation group composed of township and village cadres, veteran party members, and members of the village council was established. The six key work performances of farmers in poverty alleviation were taken as the evaluation basis, and five grades of "very support, support, no support and very non support" were set up to determine a unified evaluation "scale" for the grass-roots units, so as to ensure the authenticity, accuracy, fairness and justice The interest was collected successfully, and three credit villages were granted "whole village credit".
Adhering to the principle of combining and building typical models throughout the construction of credit villages, the city has played a set of "combination fist" to boost the effective governance at the grass-roots level. It takes the personal and family credit situation as an important reference for the qualification of village cadres, recruiting party members, and evaluating the excellent ones, so as to stimulate the grass-roots masses to attach importance to credit and cultivate credit. At the same time, we should combine the credit village with the development of village level collective economy and the cultivation of rural business entities, establish a regular communication mechanism between the organization departments and the agricultural banks, encourage the innovation of financial service products "according to village conditions and household conditions", effectively solve the dilemma of village collective "loan difficulty", and successively innovate and develop "aromatic loan", "grain trade loan", "grape loan" and "pomegranate loan" ”8 million yuan for 8 village level collective economic projects.
The city pays attention to the coordination and linkage between the upper and lower levels, highlights the establishment of a mechanism of "mutual consultation, co construction and sharing", so as to promote the normal and long-term construction of credit villages. We have set up a mechanism for consultation on affairs, and established a joint meeting system with 16 departments including organization, agriculture and finance as members. We have arranged scheduling on a weekly basis and held a regular meeting every month. We have solved more than 200 difficulties and served more than 3000 farmers. We will establish a mechanism for the co construction of government and banking, establish a coordination group for the co construction of government and banking, sign co construction agreements, exchange projects and information regularly, and monitor the use of funds in a timely manner. Establish a data sharing mechanism. According to the "1 + N + 1" mode, a data sharing mechanism is established, which is led by the municipal data resources bureau, participated by multiple departments, and provided technical support by iFLYTEK. A total of 765 categories and 523 million pieces of data are interconnected with the data needed for the construction of the credit village, so as to change "fighting alone" into "holding one's fingers and forming a fist".
■ correspondent huaizuxuan